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For Home Buyers:
Search Portland By Neighborhood - Click here for moreinformation... HGTV House Hunter Video Library - Click here for moreinformation... Portland Metro Market Trends - Click here for moreinformation... Why Buyers Choose The Tony and Libby Kelly Group Portland Premiere - Why homebuyers looking for a real estate agent in the Tigard, Beaverton and Portland area choose The Tony and Libby Kelly Group Portland Premiere. Latest Listings - Get The Tony and Libby Kelly Group Portland Premiere's latest Tigard, Beaverton and Portland listings of homes for sale first! Find Your Perfect Home - The Tony and Libby Kelly Group Portland Premiere will search for your ideal home and email you the newest Tigard, Beaverton and Portland MLS listings of properties in Portland & Washington County County OR. First Time Homebuyers - Are you a first time homebuyer in Tigard, Beaverton and Portland, OR? Choose a top real estate agent. The Tony and Libby Kelly Group Portland Premiere can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Tigard, Beaverton and Portland house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Tigard, Beaverton and Portland Homes, For Home Buyers, For Home Sellers, Tigard, Beaverton and Portland Information, Real Estate Resources, and About The Tony and Libby Kelly Group Portland Premiere. 
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
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| A |
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA". |
 See More Real Estate Trivia > |
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