Tigard, Beaverton and Portland real estate and homes for sale in Oregon, Golf Course Properties, Luxury Properties - The Tony and Libby Kelly Group Portland Premiere, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo


The Tony and Libby Kelly Group
The Tony and Libby Kelly Group Portland Premiere

These properties presented by The Tony and Libby Kelly Group of Keller Williams Realty, Portland Premiere, ABR, CRS, CLHMS, CNHS, E-PRO, RECS, SRES, Diamond-Platinum Members - Million Dollar Club
Tony D. Kelly, MBA, Principal Broker and Libby W.L. Kelly, M.Ed., Broker - Top 1% of Realtors in Portland Metro

Email: Tony@TonyandLibby.com
Phone: 503-924-3520
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    Charming in Happy Valley $208,000  SOLD  
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Front : Tigard Real Estate

Address:   8948 SE Valentine Drive    City/ST:   Happy Valley, OR   Zip Code:   97086  
Location:   8948 SE Valentine Drive, Happy Valley OR   Property Type:   Single Family Home   New or Resale:   Resale   
Square Footage:   1865   Bedrooms:   3   Bathrooms:   2 full, 1 half  
MLS#   8093931   Property Tax:   2623.02  

Newer kitchen with tile floor. Large family room with fireplace on lower level. Large private backyard. Large RV parking area fenced.

Last Updated: 12/29/2008 7:47:42 PM
Listing Agent and Office:  Annie Wrucke, Rose Country Realty

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
See More Real Estate Trivia >


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The Tony and Libby Kelly Group Portland Premiere, REALTOR®, real estate agent and broker for Tigard, Beaverton and Portland, Oregon home listings, property and land for sale - NUMBER1EXPERT

The Tony and Libby Kelly Group
Keller Williams Realty, Portland Premiere

17700 SW Upper Boones Ferry Rd
Portland, OR 97224
Tel: 503-924-3520
Mobile: 503-753-7300
Email: Tony@TonyandLibby.com
Fax: 503-924-3590

Tony and Libby Kelly, MBA, M.Ed. are ranked in the top 1% of REALTORS in Portland Metro. and are Diamond-Platinum members of the Portland Metropolitan Association of REALTORS Million Dollar Club. They have been featured on HGTV's "House Hunters" (3 EPISODES) & "My House is Worth What?" (4 EPISODES). They specialize in providing a superior level of professional real estate services combining today's technology with yesterday's hands-on personalized care. As top producing listing and marketing specialists, they will get your home sold for top dollar and in a timely manner. Read what past clients have to say on the Testimonials Page on this site. “Client feedback is the best endorsement we can imagine. We are dedicated to making your home selling and buying experience as easy and hassle free as possible. Satisfied customers are the foundation of our success!” *Licensed in the State of Oregon

CRS ABR ePro SRES CLHMS REALTOR Equal Housing






Keller Williams Realty real estate and homes for sale in Tigard, Beaverton and Portland Oregon

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