Listing Details: Tigard, Beaverton and Portland, Oregon Real Estate Listings & Homes For Sale Provided by The Tony and Libby Kelly Group Portland Premiere

The Tony and Libby Kelly Group

These properties presented by The Tony and Libby Kelly Group of Keller Williams Realty, Portland Premiere, ABR, CRS, CLHMS, CNHS, E-PRO, RECS, SRES, Diamond-Platinum Members - Million Dollar Club
Tony D. Kelly, MBA, Principal Broker and Libby W.L. Kelly, M.Ed., Broker - Top 1% of Realtors in Portland Metro

Email: Tony@TonyandLibby.com
Phone: 503-924-3520
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Charming in Happy Valley

$208,000 SOLD

Front : Tigard Real Estate

Address: 8948 SE Valentine Drive	City/ST: Happy Valley, OR	Zip Code: 97086
Location: 8948 SE Valentine Drive, Happy Valley OR	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1865	Bedrooms: 3	Bathrooms: 2 full, 1 half
MLS# 8093931	Property Tax: 2623.02

Newer kitchen with tile floor. Large family room with fireplace on lower level. Large private backyard. Large RV parking area fenced.

Last Updated: 12/29/2008 7:47:42 PM

Listing Agent and Office: Annie Wrucke, Rose Country Realty

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Front
Driveway
Kitchen
KitchenFloor
KitchenCounter
KitchenSink
Bathroom
Bedroom
Ceiling
Storage
WaterHeater
GasFurnace
Deck
Yard
Fireplace
Fireplace2

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Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Q	What is an encumbrance against a property, which may be voluntary or involuntary?
A	There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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The Tony and Libby Kelly Group Portland Premiere, REALTOR�, real estate agent and broker for Tigard, Beaverton and Portland, Oregon home listings, property and land for sale - NUMBER1EXPERT

The Tony and Libby Kelly Group
Keller Williams Realty, Portland Premiere
17700 SW Upper Boones Ferry Rd
Portland, OR 97224
Tel: 503-924-3520
Mobile: 503-753-7300
Email: Tony@TonyandLibby.com
Fax: 503-924-3590
Tony and Libby Kelly, MBA, M.Ed. are ranked in the top 1% of REALTORS in Portland Metro. and are Diamond-Platinum members of the Portland Metropolitan Association of REALTORS Million Dollar Club. They have been featured on HGTV's "House Hunters" (3 EPISODES) & "My House is Worth What?" (4 EPISODES). They specialize in providing a superior level of professional real estate services combining today's technology with yesterday's hands-on personalized care. As top producing listing and marketing specialists, they will get your home sold for top dollar and in a timely manner. Read what past clients have to say on the Testimonials Page on this site. �Client feedback is the best endorsement we can imagine. We are dedicated to making your home selling and buying experience as easy and hassle free as possible. Satisfied customers are the foundation of our success!� *Licensed in the State of Oregon

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